Hi Kathie,
I had this problem too until I switched to a saddle with a cut-out in it, which will not put any pressure on this delicate area. I use a Terry Butterfly saddle now and no longer have any rawness, irritation, etc. in this area. I still get some rash/rawness (plus the occasional saddle sore) along the sides (at the crease of my inner thigh and my crotch), but it's not nearly so misery-making as the alternative!
Try a new saddle, and make sure the bike shop will let you return it if you aren't happy with it.
Good luck!
Emily