Help me find time to ride!

[Dog]

I know it is not quite the same, but have you considered attending a Spin class during the winter months? The group classes are usually 45 - 60 minutes and can be reasonable in cost.

[Jiffer]

Is there enough light in the morning for you to ride before work if hubby compromises and gives up his running a couple of days a week?

Not sure it's feasible, but if you didn't work, you could ride while the kids are at school.

That's sad that your dh only gets an hour with them (and you) every night.