What changes are you making?

[BleeckerSt_Girl]

Hey I was getting him off of all fuels!

Yeah but severely cutting gas use by going from 15-20mpg to 95mpg is a great start! That's like using 1/4 or 1/5 of what was used before, right?

An electric bike might be an option too, since he has moderate weather, few hills, and pretty smooth roads for his 3 mile short commute.

[smilingcat]

Overall, I'm down about 15% on my investments, house valuation excluded.

Anything different? not really, just staying put on the sideline and watching this mayham with a heavy heart. I'm not in a mood to talk about monetary policies right now for fear of offending people. And no I have zero tolerance for vultures who are eagerly waiting to pick up foreclosed homes. I find it reprehensible.

However, I am thinking of "exit strategy" from this mess. And reading lots of historical data on past economic crashs both here in US and abroad. Very interesting. There is a common theme and it is replaying today.

My house will be paid off in nine years or so. and my car is paid off no credit card debt. Have a line of credit with low interest rate sitting there just in case.

We don't have a TV, cable, satellite, pay-as-you-go plan cell phone, haven't had TV dinner of any sort just some frozen snacks. Still go out to dinner like last night, El Pollo Loco (crazy chicken) 3 piece chicken with two side order (cole slaw for both) and one order of garden salad for the two us $8.60?? with tax. Another time Wahoo (fish taco) about $10.00 total for both of us.

and oh yes I do make my own Chai tea and save $$ over pre-mixed tea.

what else, I've always been one of those ultra MPG driver of sort. I get nearly 30MPG on my AUDI sometimes 34MPG average. Its an automatic quattro A6 wagon (to carry our two big fur babies golden and a lab)

oh we don't have heat nor AC in my house yes we are bit old fashioned in my 1300sq foot house big yard though. We haven't had to buy much groceries, lettuce, cucumber, tomato, raddishes, bell pepper, herbs all grown in our yard. And I bake our own bread... We also have myers lemon treeS, lime treeS, and Washington navel orange treeS (all dwarf trees but they do produce enough).

I guess you could say we are SUPER cheap.