I've always been a buy and hold type gal and I'm sticking with that. I'm trying to put every extra dollar I can come up with back into the stock market. When the market rebounds hopefully I'll be a lot closer to retirement than I was before it took a nosedive. I've always lived within my means so I'm not really making any changes there other than spending less so I can save more. "Buy low, sell high." Right? Keeping my fingers crossed.