It's so cool you all wrote to help out. As for safety, I have the cell phone, the ID, the light and the pepper spray, and I'll soon be taking a one-hour learn to change your tire, basic bike maintainence class. My front wheel comes off for transport, but so far I've been a little chicken to try it. Maybe after class. And who knew I joined a sport that actually recommends carbs - whadda country. For CorsairMac: my bike is a Trek Navigator. Coolest thing in the world. My only regret is that LBS didn't stock it in red! I'm sort of feeling my way around this response thing, so I hope I'm replying correctly. (I have visions of accidentally threading the White House... Sunday's my first bike club ride! --Kymberli