I'll "third" the idea of a latte being a good source of calcium / vit d. I rarely drink milk alone, and when I do, it's usually b/c I'm having something rich and chocolately! So a Non Fat Latte is a good thing for me. The caffeine, well that's just icing! The bigger worry for me is the cost of buying them daily. I've cut it back to 2-3x week for only that reason.