Quote Originally Posted by cherinyc View Post
I guess I am thinking of the frame like they tell you to think about helmets. If you drop your helmet, you should chuck it because even if it looks ok, the integrity could be weakened. Am I off for thinking the same about a bike frame?
This is horrible, I am so sorry for you!
You are thinking correctly about your frame. File a claim with their insurance for the replacement of the frames and of all components damaged. If your ring was crushed into your bike frame you may as well assume that the frame is damaged, and you should ask for a replacement. Being rear-ended you are not at fault and so they should cover all necessary replacements on both bikes without question.