In cool weather, I'll wear a long sleeve summer weight baselayer and knee warmers. Or, I might break out my new fleece bib knickers that (due to many problems with the team kit order) arrived after it had gotten hot. I will still wear fingerless gloves till it gets under 50 degrees, typically. I may put on toe covers. I may also use a light coolmax scullcap.

In the winter, I'll wear a winter weight baselayer, jersey, and either a thermal vest or a fleece jacket (with wind panel). I don't really like my tights, so those only come out when it's REALLY cold. I typically just wear shorts with leg warmers, with toe covers or booties. I'd love to get some fleeced, padded bib tights, but those are so hard to come by in sizes that work for me. Long fingered lightweight gloves to serious winter gloves, depending. I also wear a fleece skullcap that goes over my ears and has a wind panel on the front.