Forgive my not remembering the details, but what material is your frame? If anything except steel, I wouldn't trust a repair. And I still think you should be able to get a new bike.

Ditto what the others have said on calling *your* insurance. It usually won't be a ding to you, and they can really help sometimes with negotiating the claims. May also depend on whether there were 2 impacts (did she hit you and then get rear ended again).

Good luck in any case!!

CA