Oh my goodness! I'm so sorry! That is terrible. I would be so upset.

Do you have renters' or homeowners' insurance? Your bikes (bikes=property) may have some coverage under that kind of policy.

I am not sure if I would spend $650 to repair a $900 bike.

Was there any damage to the car? Is that being covered by the bad person's insurance? If they have some sort of umbrella policy it may cover your bikes as well (though they are not going to volunteer that information probably). They caused a not-insignificant amount of damage to your property (other than the car) -- about $5,000. I would at least let them know this. I don't know the technicalities of what constitutes grounds for small claims court, but if they aren't prepared to make good on it either from their own money or from insurance, that is always a potential threat.

OK, I'm not sure I like the person I'm looking like in this post .

But these thoughts would probably cross my mind, depending on the exact circumstances of the accident, of course.