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  1. #1
    Join Date
    Apr 2006
    Location
    somewhere between the Red & Rio Grande
    Posts
    5,297
    I have to say Citicard is pretty good about alerting you. We were traveling in California and they called us after seeing the charges rack up. Once we told them we were on vacation they lifted the block but one of the charges set off a red flag since we were in a strange location.
    Amanda

    2011 Specialized Epic Comp 29er | Specialized Phenom | "Marie Laveau"
    2007 Cannondale Synapse Carbon Road | Selle Italia Lady Gel Flow | "Miranda"


    You don't have to be great to get started, but you do have to get started to be great. -Lee J. Colan

  2. #2
    Join Date
    Aug 2005
    Posts
    4,516
    That's cool - although the computer down thing sucks. Chase did that to us - we only had one card at the time, and they locked both of us out *while traveling*. We gave them a heads up - they locked it anyway. Caused a giant problem as we were both traveling for work. I stopped using Chase and haven't gone back.
    Most days in life don't stand out, But life's about those days that will...

  3. #3
    Join Date
    Apr 2006
    Location
    I'm the only one allowed to whine
    Posts
    10,557
    I keep my credit card maxed out (good red-blooded American!) so anyone who steals my number isn't gonna get very far.

    yeah, that's why it's maxed out... really...
    "If Americans want to live the American Dream, they should go to Denmark." - Richard Wilkinson

  4. #4
    Join Date
    Nov 2002
    Location
    the dry side
    Posts
    4,365
    Years ago, someone at the bank suggested we call the CC security department when traveling. This has saved us numerous hours of grief. We just tell them, we are going to XX for this time frame, and it saves the hassle of the phone calls and blocks for the activity. Esp since we never use ours except for travel. I also get a new card/account number when we return: too many of the places we go hand write the numbers down for transactions.

    You are pretty well protected against theft with most bank credit cards as long as you report the activity right away or as soon as you see it on your statement. It's debit cards that have issues.

  5. #5
    Join Date
    Aug 2001
    Location
    northern california
    Posts
    1,460
    That happened to me a while back, too. The Mac store called to verify my iPod order. Well, I hadn't ordered any iPods. I quickly called Citicards. Someone had racked up about $1000 in electronics that I hadn't bought. They were really good about cancelling those charges.

    Another nice thing about the Citicard is that they have a "virtual" card. If you order online it generates a new number for each purchase, so the card number can't be stolen. I like using my card online more than in a store now.

  6. #6
    Join Date
    Oct 2007
    Location
    Branford, CT
    Posts
    737
    This year my friend had 3 credit cards compromised during the Hannaford's mess in northern New England (they're the local supermarket up there). Charges were made, but he was able to dispute those easily. The worst part was the hassel of waiting for the new cards and arranging payments (since the cards had balances on them) between the old account and the new one. I've been very fortunate with all of my online purchases, keeping my fingers crossed it stays that way.

  7. #7
    Join Date
    May 2008
    Posts
    123
    I've had it happen too - Amex caught it immediately though and called me. Now I'm so cautious, when they called I said "how do I know this is amex?" They said, "no problem. Take your card and call us back with the number on the back."

    I did and it turned out some numbnuts had made 2 separate $300 purchases at autozone. Guess that was a red flag! LOL

    Amex called me on a Sunday night. I had a new card overnighted and received by monday afternoon. I can't say enough good things about their customer service!

  8. #8
    Join Date
    Jan 2006
    Location
    Marin County CA
    Posts
    5,936
    I had Amazon call me several years ago because they had discovered some suspicious activity on my card (whose information they had stored w/ my approval). I thought that was pretty nice that they were on the lookout on my behalf.


    Quote Originally Posted by CA_in_NC View Post
    Chase did that to us - we only had one card at the time, and they locked both of us out *while traveling*. We gave them a heads up - they locked it anyway. Caused a giant problem as we were both traveling for work. I stopped using Chase and haven't gone back.
    This JUST happened to my FIL this week! He drove from SF to AZ to buy a trailer, brought one card (which he was going to use to buy said trailer and cover ALL expenses during the trip) and while in the middle of the desert, Wells fargo called and said they were closing down the account! He was SO mad - took a full day and a half to get a new card after several go rounds with people in India as well as the local AZ WF branches. They were ultimately able to get him one, though, and all in all, I think they did a decent job.
    Sarah

    When it's easy, ride hard; when it's hard, ride easy.


    2011 Volagi Liscio
    2010 Pegoretti Love #3 "Manovelo"
    2011 Mercian Vincitore Special
    2003 Eddy Merckx Team SC - stolen
    2001 Colnago Ovalmaster Stars and Stripes

 

 

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