Avon has a sport version - it's spray on (no messy lotion), non-greasy, SPF15 (that's not high, sorry), and repells bugs, too. I've used it a couple times now, and it seems to do it's job.

(mentioning this has absolutely nothin' to do with the fact that I sell the stuff.... Reeeeally!)

great day to all,
BikeMomma