Wow, I had no idea I would get so many responses!

I've looked at the specific bikes mentioned online & have a better idea of what I'm looking for. The LBS owner told me up front I could buy online cheaper. The internet is great for research but I know it'll be to my benefit to buy local, something I consciously try to do.

Also, I need input on pedals & shoes. What are the easiest pedals to get "in & out" of other than the original platform type (tried those & slipped off numerous times). The problem I've had with the clipless pedal, is clippping "in." Also, the Shimano shoes I have for spinning have a slick bottom & I tend to slide on the pavement getting off the bike. I'll be honest & say I'm intimidated by what it'll take "to make this happen." I realize I've got to push myself at first & when I get the hang of it, it'll be great fun & I'll get to workout outside!

Thanks so much for everyones help. I truly appreciate it.