If you are thinking of getting a bike. . .

[TxDoc]

Oh goodie! Is that excuse enough to buy TWO more??

Oh, two! this sounds sooo tempting...

[smilingcat]

credit card needs exercise???

maybe so.

I keep one card as a back up in case of emergency. It's never used. stays in my safe deposit box. It's been flat lined since the day I got the card. just the other day, I got a letter from Chase bank. "due to inactivity of the card... WE ARE CANCELLING YOUR ACCOUNT!" Suprise that Sure, I'm a bad girl for not using the card .

a LBS who carries the Look has a 12 month interest free credit for buying anything over $$. Financially, this makes sense since I do have the money and I can earn about 5%/year. Instead of spending it now I can earn the 5% then pay off the bike on 1 day before the end of 12 month.This way, it will be interest free loan.

Same thing with car dealers. It piqued my interest. interest free for xx month, and $3,000 less on sticker... Again borrow interest free and let my money make interest income then when the note starts bearing interest, pay it off.

Still, I really can't justify spending money on Look 595?? Or buying another car. I have a car and just had it serviced. It still runs like a charm at 200,200 some odd miles. I think I can squeeze another 75,000 miles out of it. Then its to the scrap metal yard to be recycled.

I need to get back on my bike....
Smilingcat

[NoNo]

Sadly, I'm flip-flopping on my previous stance. Got home last night to find my lease renewal in the mail from my landlord. Rent's going up $75/mo Considering I still have one more credit card to pay off, it doesn't seem right to spend the money on a bike right now. Rent's up, car insurance is up, and I have to believe it's going to cost more to heat the place this winter. That's a lot of spare change to try to find under the cushions. Oh well, I'll just have to ride the bike I have and be content with that. Damn, I hate when I'm responsible!