well for one thing, that looks to me like around 15% body fat. I don't think a woman can survive with 3% - and from the picture she's not cut like a bodybuilder. Not that it's not impressive!
It's true that swimmers and divers tend to have a lot more subQ fat than other athletes. I'm not sure why - I hope someone here can enlighten us because I've wondered about that too!
But also, that's a publicity shot. I don't really follow swimming, but obviously they don't compete in bikinis, so I don't know if I've ever seen a picture of a female swimmer's abs before. I wonder if she really is built any differently from her peers. From what you can see of her thighs, they aren't cut at all, and her arms, not much.
Speed comes from what you put behind you. - Judi Ketteler