I assumed the law read something like what you excerpted. Believe me, next time, I will call the police. In fact, the president of the association told me to. The dog that chased me yesterday is not usually loose, but since it brought back memories of what had happened before, I am glad it is clarified. These people don't get it. I didn't directly speak to my neighbor because she is somewhat strange and I really don't like interacting with her.
I didn't get off my bike, but I was about to put the bike between myself and the dog. I was trying to remember all that had been suggested here. Yelling "Go home" did nothing but inflame the situation. I totally forgot about the water bottle thing.
Thanks for all of your replies.