I'm an ER Vet. This used to be a crazy time at work, but it is very average now. I have definitely noticed a change in the number of people with call about pets that SHOULD be seen, but don't come after talking to us. As a result, my bonus has been lower, and my hours are less.

DH is a teacher. They made huge cuts in staff and are reorganizing. Most now are teaching out of their area of expertise... he is an art teacher. Next year 1/3 of his classes will be history? Sadly, the students will be the ones paying for this -- try as he might, he is not going to muster excitement or expertise on American History in the next 6 weeks.

We drive less and combine trips -- I'm looking to buy a commuter bike. Not replacing my car tho most would! We replaced light bulbs and got a more efficient heater.

Grocery shopping is hard for me -- could spend less, but at the cost of nutrition. I try to buy more things are on sale. Honestly, I've never paid much attention to how much each item costs.

I try not to buy my coffee daily -- 3x weekly is the new goal. Travel is down. I'm saving for a couple big trips so will likely cut out the smaller fun trips as a trade-off. Still stuffing retirement money into the funds at same rate, but have considered cutting back in order to get down payment on a home.

All in all, we really live fairly comfortably, just not extravagantly. We could be MUCH tighter, but life would be duller!