We've changed our driving habits as much as possible and tightened up the budget elsewhere. I'm getting to be a tightwad, and I'm concerned about always having to live like this. I don't earn a lot, and my husband isn't getting any overtime and no raises in the forseeable future. I have one kid in college, and we'll be trying to help her pay the interest on her student loans, and I'm concerned about that. I might have to lower my standards when it comes to beer! (Oh No-anything but that!)