well, ditwad driver is not the registered owner of the vehicle that killed my Seven (and my bike's value is 10+ x that of the car )...but the owner is insured and driver must be on policy too and since the property damage is complete, that process can begin now...so Zac (7 dealer) will state his expert opinion on the value of my bike when the crash destroyed it and attorney will educate the insurance adjuster on high-end custom ti/carbon bicycles (in other words, you don't find these on eBay or Craigslist, as I wouldn't choose to sell it!)...also, and amazingly, some of what I was wearing that day is unharmed (socks, shoes, jersey, vest worn under light jacket) so I just want what she destroyed restored to me...what a pain (literally) in the keester, oy!