OK, thanks Eden, Clarson1178 and Melalvai ... I think it's just gonna be a warm-ish day with rain so that is a big help. The brimmed hat under the helmet is a smart idea, I'd have never thought of that! I'll toss a towel in the car, too. I usually have a change of clothes in my bag anyway. I take look for a light, vented rain coat too.
PJ



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