Thank you! Hardly overkill here...July in San Francisco can be pretty darned cold, btwn the fog and the wind!

Quote Originally Posted by nuthatch
REI has their brand of rain jackets on clearance for $40 right now (probably overkill for you in summer?) Pit zips, long tail, taped seams, hi-viz yellow color, rear zip pocket - it looked very nice for wet rides. I saw them in the store - I don't know about on-line.