I guess there is a big difference depending on what you want your new bike to do.
Just a thought-
I mean, the thread asks for advice on a touring bike. But you want to go fast on it with skinny tires on club rides too, so perhaps what you want is more a road bike that can take wider tires and racks and lights and fender clearance? Then again, you say most of your touring will be lightweight, but that you also want to option too of loading all your camping gear on it. A fully loaded touring bike might need tubing that is sturdier than a go-fast road bike can offer. In other words, yes there are bikes that 'can' do everything, but maybe not do everything really well- there will be compromises- especially when you want a bike that will work for all possible situations and uses. The more various things you want a bike to be able do, the less it will be able to do every one of those things really well.



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