This is what works for me, and I know it's not going to make any sense, and it's not at all inspirational, but…if I pump up my tires, I ride. The excuses end right there. It's a routine thing. I've never gone through the trouble of pumping them up and not ridden. It's probably not necessary to pump before every ride, but I do. I seem to get fewer flats on full tires. I wish I had a more poetic reply, like how you get to see the flowers and pretty scenery, but bah....just pump yer tires and go!
I'm a wind pro, but not by choice

. It's ALWAYS windy here on the coast. I found a cloth headband, worn over my ears, dampens the noise. It also keeps sweat out of my eyes, and since it's under my helmet, no one can see that I look like Bob Roll in 1980. In colder temps, I wear a buff.
There are lots of tips here about riding in traffic. Someone recently posted a video of riding in traffic that is brilliant. I choose the most scenic routes with the least amount of car traffic when I ride.