my bike has fenders; they are part of it. When we flew to Arizona, my DH left them behind, but we put them back on when we reassembled the bike back in seattle.
And today I became the new owner of a Luna rack. I didn't really want it; but... now my bike is fully outfitted.
and I won't be taking the rack off.

sometimes that backpack on my back gets to be much too heavy.