I bagged my commute when after waking up I heard it pouring rain. Then it turned to snow. Later in the morning it was hail, then pouring rain again and then more snow. Oh well...tomorrow is another day. I can't bring myself to ride in the rain to work. I will ride home in it, but I don't want to start my day in it...I have really become a weather weenie
I kindof have the same rule. If it's really raining in the morning i don't want to ride. but if it is forecast rain and it's not raining yet, I will ride to work with full rain gear in case it's raining on my way home.