In all likelihood, the saddle is causing the trouble. (unless you need a complete bike fit)

Either you need a wider saddle, or one with less padding, or one with a cut-out.

If you don't have a generous amount of girly bits, you might be best off with a firmer wider saddle (like a wide Brooks) If sitting in your underwear on a plain wooden chair and leaning forward with your elbows resting on your knees causes your girly bits to be uncomfortably squished against the chair seat, you might be best off with a saddle with a cut-out. If your saddle seems wide enough and the top shape (T or pear) works with your hip angle and over all you like it, you might need to find one similar with less padding.

When you see a saddle that appeals to you, try it; but only if you can get a good return policy!

And if you find one you love, buy two!