identity theft

[shootingstar]

Come to think of it, my partner doesn't have debit card either. He's never had one.

I am aware several of my siblings are like myself. Pay off monthly balances on time without interest. It does help enormously (at least for several family members) to witness parents how hard they disciplined their spending and budget planning.

And it helps..sort of...that we can't buy alot more physical, non-consumable /non-wearable possessions. We already live a small place. That already limits our spending. Period. Even our pantry space to buy food in bulk is limited. Therefore for us, to use debit card...just well...doesn't make sense ..based on our limitations.

And believe me, one's spending style changes when you don't have car and only bike as means to carry heavy, bulky weight. For me, as result, one is less spontaneous in grocery shopping ....you have to be abit wise how you will transport purchases or is it really worth the whole weight of buying it in the first place.

A close friend of mine, had her credit card hit with fradulent charges. They chose the wrong target: she works for the police.