I used to have a cut off of 40 degrees, but was enticed by the promise of good food and good company to go on a group ride in January when the temp was only 26! I discovered that it wasn't all that bad and, since I had begun to develop the above mentioned hate-hate relationship with the trainer, I had no problem riding through the winter after that initial breaking in(when roads were free of ice). I found that an underlayer (top and bottom) and two wicking tops, windbreaker, gloves and "calientoes" were all that was necessary. also, something to cover the mouth and warm the breath and a hat.



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