Grant it, it does not rain much here and it is not really very cold when it rains. So, I just use regular bike tights, technical top, and a supposed rain jacket. The jacket does double duty for being very bright and for catching the splatter from the back wheel. The skin on my legs gets wet (and if it rains hard enough, my top gets wet too), but the fabric keeps the road grim off. I do have to pay attention to the weather report and plan ahead. I don't mind my body getting wet and the tights and jacket keep me plenty warm. I actually love riding in the rain. I'm sure I would not if it rained all the time.