WARNING: Thread hijack ahead!!

Quote Originally Posted by Mr. Silver View Post
And just for the record: Dave Ramsey has a great perspective and learned the hard way...
I wouldn't call myself a diehard fan, but I did get inspired to pay off and get rid of the credit cards. Now we're making headway on my husband's student loans, even as he accrues more each year. His scholarships went a long way to reducing that but my meager postdoc salary doesn't quite pay everything that needs paid without his student loans.

The best feeling was being able to replace the clutch with our emergency fund instead of having to "figure out" how to deal (=use a credit card). In my ideal world we'd just get rid of the car and have far fewer dips into the emergency fund!

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