My therapist is a "she." I requested someone that was cognizant of sports medicine, along with the specific problem on the script. Don't worry, I will provide a complete report,
I doubt they will think my insurance won't pay. I have MA Blue Cross PPO, no referrals needed, no questions ever asked once I tell a provider I have them. Since June I have had 3 MRIs, a colonoscopy, an EMG, a bone scan, and countless dr. visits. They did send me a letter wanting me to enroll in a "healthy living" program, which they send whenever you have submitted a lot of major claims. My husband got one after he had an angioplasy and stents put in. He actually called them and said,"I ride my bike 3,000 miles a year, eat healthy, blah, blah, blah." The response was "we can't teach you anything! Wished all people lived a lifestyle like you." Oh, and they paid for my son to have an experimental procedure to cure his Raynaud's (it did).
The only thing they don't cover is acupuncture, which they do cover if you go to a physician who is trained it. However, I chose to see someone else, who adjusted his fee for me.