I just would tend to forget where I temporarily put down a piece of expensive jewellery .. This is why I have stayed away from rings since I work with oil and acrylic paints, etc. There have been occasions where I've run around trying to find my watch at home. Usually it is in an obvious place.
I love thick single bracelet that I wear part way up my arm. Not jangly (charm) bracelets. Again I have to put on the bracelet at work after I change out of my cycling clothing.
So for me, to pack jewellery ..in order to wear it later on in day, is abit of rare event, because of extra step and making sure ..I repack the piece in my pannier. Not leave it behind somewhere else.
I wear a daily pair of freshwater pearl earrings on silver wires that are bent in zigzag shape as part of the design...different but also very practical. Will not fall out while on bike.




). It's beautiful, but I'm always afraid for it. And the stones tend to cut my kayak paddle grips and catch on my gloves.
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) of jewelry off the bike, but before a ride it all comes off except for the diamond studs in my second earpiercings (these never come out). I don't like the feel of rings or bracelets in my gloves or earrings rubbing/catching on helment straps. I don't guess a necklace would bother me, but since everything else is coming off -- it does too!
