I too live in a Siberia of sorts and totally understand your situation (although its not bike shops we're short of here). While I would also recommend doing your best to test drive a bike before you buy it, a came across a website that specializes in online 'fitting' and sales, etc.: www.competitivecyclist.com/road-bikes. They ship demo bikes so you can try out a bike for a week before buying it. They don't, however, seem to have any women specific items on their site, so they may not have what you are looking for, but they could probably give you some good advice at the very least.
Hope that helps ...



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