Thank you everybody for your words of wisdom and advice!

I am now waiting to get on my dad's insurance(won't have the deductable like I do on mine-eekk being on a single person insurance plan isn't fun) which should kick in the 2nd week of feb(didn't know that in fl if you are a student and under 25 your parents insurance can't turn you down). Once I get on his insurance the surgery will be scheduled for the next week or two.