Just, be very, very careful. If you've read the LA Times lately (or seen the movie Sicko) you already know that the insurance companies will deny claims or cancel coverage entirely based on the most minimal pre-existing conditions.
At least you can shop. I've been diagnosed with depression, and even though it's quite stable and I'm in very good physical health, that means no medically underwritten plan (health or life insurance) will touch me with a 10-foot pole. I'm lucky to at least live in a state where the insurance companies are required to convert COBRA to an individual policy when the COBRA period expires. My coverage is really pretty good, as insurance goes these days, but it's getting more restricted every year, and it costs me $1500 a month for single coverage without maternity. That'll jump by another 45% when I turn 50 in a couple of years, based on current rates.
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01-22-2008, 11:34 AM #5
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Last edited by OakLeaf; 01-22-2008 at 11:38 AM.
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