Raindrop - Have you tried myinsuranceexpert.com ? I was off from work on worker's comp for 5 months and was going to have to pay COBRA benefits, I found this web site and a gal called me back after I requested a quote. There were quite a few plans(including Blue Cross) at way less than my $413 a month COBRA. I was going to go with them if I was going to be off indifinitely. I went back to work in time before I had to pay anything. I know everyone's health insurance needs are different.
Just my 2 cents.