I have a Gortex jacket I got from Performance Bike last year for about $75.00. (on sale) I wore it all this year in rain, fog, you name it. Goretex breathes so you don't get quite so hot. It has a hood, but I haven't experimented with that. My only complaint is that it is blue (I'd rather yellow). It's a bit bulky, although it will fit into itself if you have a bag to stick it in.