Quote Originally Posted by Pedal Wench View Post
Cold, yes. Rain, no way. Actually, my rule is to never start a ride in the rain or on wet roads. Obviously, if I'm caught out in the rain, I'll ride home. And, I don't do a ride that's not going to get above 38 degrees.
Pretty much identical for me, except you're more cold tolerant. I might start in 38 degrees, but if that was going to be the max, I'd stay in bed. Once when I was in college, I hit black ice and wrapped my front wheel around the forks. That was enough for me.