I'm a Brooks Nightlife screaming yellow fan myself. You can get them from Terry. I've tried the Whisper vest and jacket and they just don't fit my body shape as well as the Nightlife stuff does. Same purpose, though- some wind and light rain protection and high traffic visibility.
I do like vests for biking- the arm ventilation keeps me from getting overheated, but my core/torso stays warmer. Also they are smaller than sleeved jackets if you have to stow them in your saddlebag.
In heavy rain all bets are off and you really need a true bike rain jacket of some sort. Maybe Gore? I have a Craft screaming yellow rain jacket from TE that I like. But keep in mind that when something is truly rainproof then it often does not breathe well, and it tends to get hot and stuffy in it if you're working hard.
Wool does have the advantage in light rain of keeping you warm and ventilated even if it gets damp. So sometimes in drizzle I'll wear my dense wool Ibex vest over my other wool items.



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