I was not freaked out about shorts with no undies, but I WAS freaked by the gobs of vaseline my DH put in his shorts. Ew.

I think of my shorts as long underwear.

I use a water based gel on the pad.

Sometimes I'll wear a pair of workout pants over the shorts if it is cold. But on long rides it's just the shorts, with (for cold weather) thigh high socks.

Whoo hoooo!!!