I have the Roadie in a 50 and I have a 30" inseam.

However, the Crosshairs has a much taller standover than the Roadie (760 vs 709...wow! big difference!) and the "theoretical" top tube on the Crosshairs is about 1 inch more. It sure is purty, though!

I'd pay $425 for it, but it sounds like your hunch that it's really just too big is probably correct. I NEVER see Gunnars on Craigslist here! Wah!