Frankly, I don't know how we all do it!

Congratulations for zooming in on your goals. Life tends to throw curve balls at us as well. I did well for me this year- who knows what challenges will arise next year? Last year my mother died and I had to devote a lot of time to her....this year I had no crisis to deal with, so I had more time to ride AND work.

We can only do our best and make good decisions as we go along. I admire so many women on this forum who have to deal with some very serious issues every single day, yet they keep chugging along and doing what they can. There is some incredible strength and courage here.