Hello,
I'm 5'6" (so average height), flat chest, but have a long torso for my height and also have big waist-hip difference (26/37). I run into this problem with jerseys a lot. PI and Shebeest are almost always too short in the torso. I've had good luck with Gore jerseys and Castelli jerseys in terms of having adequate front torso length. I also have some cheapish Hind long sleeve jerseys that are plenty long enough (but kind of a sloppy, not very sleek fit over all).

One other thing I've found, related to the curvy figure discussion -- 99% of the time I need to order shorts by waist size and totally ignore the hip measurement. If I order for hip size the shorts are always too big. I share this only because it seemed completely counter intuitive to me, since you would think you'd need to fit the biggest part...