I started riding this April (in Southern Hemisphere) & am still at the obsessed never miss a ride stage! So it's winter here now. We've had weather from mid 30's to 40s on some days, with wind factor to 0deg Celcius. (Zero soinds so much colder than 32deg!) For what it's worth here is what I found worked.

A beabie/skull cap - merino wool - FANTASTIC. I got a bit warmer one day & took it off. Had a headache within 15minutes - now will alwas ride with it in winter.

I bought a wind proof & water proof jacket - but don't wear it now as it doesn't really breathe well. So I'd rather be a little bit colder to start but not get sweaty and feel yucky. Ditto with the booties - I got really expensive ones - and really don't feel that they add a huge benefit above the windproof liners that came with my shoes. Louis Garneau brand. Feet get cold & wet in the rain!

Normal cycling shorts + leg warmers seem to do the trick from me.

Can you guys get Kathmandu? I wear their altica thermal top http://www.kathmandu.co.nz/14.html?c..._id=-286589796 , under a normal shortsleeved cycling top & then a wind & water resistant jacket. It's a bit cool to start, but significantly more comforable than being hot after 30mins.

I waer BBB brand long fingered gloves, with short fingered padded gloves over the top. Did think that this may be a bit tough on the long fingered gloves as have had to mend a couple of little holes where the stitching has come undone. I wouldn't recommend this as my hands get really really cold.

Biggest difference in overall warmth was adding the beanie under my helmet!