Glad to know I'm not the only one! I just bought a cycling jersey at Skin-Savers.com. I bought the long-sleeve version (scroll down a little to the blonde woman not wearing a helmet) and wore it yesterday for the first time. When we finished our ride it was about 90 degrees. Ours is made of micromesh and kept us cool and comfortable. They are SPF 50+

I'm also planning to order a sunscreen made from non-toxic ingredients called UV Natural (the link goes to the U.S. distribution site -- the main site is UVNatural.com).

Whatever it takes to go out and have fun and stay protected, I'm willing to pay the $.