Heeheehee.
I was married to a man like that once, never a compliment and he never got off his azz to do anything.
Consider yourself a lucky woman.
You're so right about the difference in road v mountain. Even though I have never actually ridden a proper mtn bike trail I have ridden on the canal and it has it's share of potholes and obstacles. Neither one is easier/harder than the other, they're just different.
2008 Trek FX 7.2/Terry Cite X
2009 Jamis Aurora/Brooks B-68
2010 Trek FX 7.6 WSD/stock bontrager