Bugger!
Hey Robyn, I suppose because you thought everything was sweet you didn't get her details for insurance?
Thank goodness your bikes weren't on there!
We have a bike rack but only put it on if I am taking 1-2 bikes to town and they are coming straight off when I get there (for the boys to bike home after school usually).
Otherwise one bike will go in the boot/back seat. We have a trailer for most of our trips and that can take up to 7.