Michelem, I had a similar experience when I fell wearing Terry knickers. Bruise, but no skinning, and fortunately the knickers held up to it. (I wasn't going fast, though.)

Thanks for this feedback. I have a double-whammy of being fair and cancer-prone, but also suffering excessively from heat, so it's a difficult choice between covering my skin and sweltering, and exposing my skin and being a little more comfortable. Sigh.

I'm really looking for a great sun block, but I figure in a few years they'll be telling us that all the sunscreen we've been wearing is bad for us, too.