Thanks Geonz. It's helpful to hear that I'm not alone in this - thanks for sharing!

Got back on the bike yesterday and rode the area where I crashed. Went alone and SLOW. Lots of pedestrians, kids with training wheels, etc., dogwalkers, etc. out so had to be extra extra cautious. It's tough because coming around a corner it is impossible to know where these people/dogs will be - some will be on the right, and others on the left. Sigh . . . Coming down from Beals Point I was PANICKED! I feathered the back brake the whole way, but still felt as if I was going way to fast. Each corner I came to I just said Oh sh*%, Oh sh*% the whole way through. Give me climbing over descending any day. At least coming back there was hardly anyone on the trail because by that time it was getting close to 90 degrees out. When I got closer to home I practiced cornering in an empty parking lot. Amazing how well I do when I can actually SEE the exit point!

I've read the posts on cornering - choosing a line (outside, inside, outside, or reverse), but I'm having a tough time figuring out how that applies when one is on multi-use trail with foot/cyclist/skateboard/rollerblade traffic flowing in both directions. Maybe I just need to stay off the trail until summer's over . . .