Personally my reasons for wearing a helmet are not because I consider myself to be a poor bike handler or accident prone, nor do I wear a seat belt because I am a poor driver. I do both of these to protect myself from *other* people and from the completely unexpected that can happen no matter how good you think you are.
If you have decided that risking a greater chance of death or life long disability is better than wearing a helmet so be it. If you honestly think that you are accident proof because you are a good cyclist then I think you are deluding yourself. Yes, you can still be killed or injured when wearing a helmet, but I prefer to protect myself as best as is possible. Even if helmets aren't perfect they are better than nothing - and wearing one does not make me any less cautious, as I really like the rest of my body parts in their current configuration too...




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